Fixed rate – the interest rate will stay the same throughout the whole mortgage term. variable rate – the interest rate will change (usually, it is linked to the national bank’s base rate or the reference interest rate on the inter bank market). A peace of mind is the biggest advantage of the fixed rate mortgage.
Credit Score Mortgage Rate Chart 15 Year Loan Interest Rates US 15 Year Mortgage Rate – YCharts – US 15 Year Mortgage Rate is at 3.71%, compared to 3.76% last week and 3.90% last year. This is lower than the long term average of 5.46%. Category: Interest Rates