Begin your budget by figuring out how much you (and your partner or co-buyer, if applicable) earn each month. Include all revenue streams, from alimony and investment profits to rental earnings..
Calculate How Much House You Can Afford. While it can be tempting to immediately start browsing the listings, the first step in knowing your budget is to take these into consideration: Your monthly take-home pay. The size and terms of the loan you’ll take out. The size of your down payment. The hidden costs of homeownership.
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