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Interest Rates History Chart

Jumbo Loan Rates Lower Than Conventional 15 year loan interest rates 15-year Mortgage rates | Current 15-Year Mortgages Rates. – For example, after 7 years of a $200,000 15-year loan at 3.75% versus a 30-year loan at 4.75%, the 15-year term will have saved you almost $20,000 in interest cost and your remaining loan balance would be almost $55,000 less.