But before you start shopping around for the lowest rates, experts say you should establish your objectives and prepare your finances to improve your chances of qualifying for the lowest interest rate. "First, figure out the best loan product to meet your financial goals, and then you can start looking for the most competitive mortgage rates.
Credit Score Mortgage Rate Chart 15 Year Loan Interest Rates US 15 Year Mortgage Rate – YCharts – US 15 Year Mortgage Rate is at 3.71%, compared to 3.76% last week and 3.90% last year. This is lower than the long term average of 5.46%. Category: Interest Rates