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Today’S Prime Lending Rate

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 · Lenders determine today’s commercial mortgage rates using a number of factors including:. LOAN-TO-VALUE – the amount you are borrowing relative to the value of the property. DEBT SERVICE COVERAGE RATIO – your ability to pay the loan each month. RATE SPREAD – the amount your lender charges over the prime rate or a specific interest rate swap.. The best way to find current.

 · Borrowers’ interest rates already rising, but savers’ rates aren’t. Citibank, Bank of America, U.S. Bancorp, Wells Fargo, JPMorgan Chase, PNC, HSBC and other large banks raised their prime lending rate to 3.50%, from 3.25%, effective in most cases on Friday.

Central bank notes ‘uncertainty about the future of NAFTA’ as it hikes rate for 3rd time since last summer. As of Thursday, Jan. 18, all five now have the same prime lending rate of 3.45 per cent. Prior to the Bank of Canada’s move, their rates were all 3.2 per cent.

Utility Tools. Stanbic Bank, Uganda’s largest bank by assets, has announced a further reduction in its prime lending rate from 24% to 23%, following the announcement of a 1% reduction of the central bank rate (CBR) to 15% by the Bank of Uganda.